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 F.A.Q. |
Did you know…
- Habitat for Humanity does not give away homes; they sell homes to partnering families at no profit with a 0% interest mortgage
- Approved families must prove their ability to sustain a mortgage and pay their property taxes
- HFHLC provides ongoing support and financial counseling to ensure homeowner success and stability
- Adult family members must contribute 200 hours of “sweat equity” to their home before taking possession of it
- Most HFHLC homeowners do not default on their payments
- HFH does not discriminate based on age, race, sex, religion, ethnic background, familial status, national origin, handicap, or source of income; families are selected based on need, ability to pay and willingness to partner
- Habitat homes are well-built under the guide of licensed contractors and are required to meet all state and local building standards
- Habitat home enhance neighborhoods and have been known to increase property values
- The average HFHLC homes costs about $80,000 to construct
- Many local contractors and building supplies stores donate or discount their goods and services to our HFH affiliate
- HFHLC has built 33 homes since 1989 housing over 60 adults and 135 children in Lenawee County
- HFHLC is a non-profit organization whose survival depends upon volunteers, donations and grants and the cooperation of: social service agencies, other housing corporations, fraternal organizations, professionals, schools, banks, civic groups, businesses, churches, and individuals
- HFH is not a corporate franchise. It is a grassroots community-based organization whose affiliates are formed only when members of a community identify housing needs
- Habitat for Humanity is not a political faction started by Jimmy Carter; it is a Christian housing ministry founded by Millard Fuller in 1976. Jimmy Carter and his wife lend their support to this effort
Commonly Asked Questions:
- How does it all work? Through volunteer labor and tax-deductible donations of money and materials, Habitat for Humanity builds new homes and renovates existing homes to provide simple, decent, affordable houses for people in need. The houses are sold to selected partner families at no profit and are financed with affordable, no interest loans. A portion of the monthly mortgage payment goes towards paying property taxes and house insurance and the balance back to the affiliate’s revolving fund for Humanity, which is used to build more houses.
- How are Partner Families selected? A family in need must complete an application after attending a scheduled orientation meeting usually held yearly; the media is notified about the time and place. Once the application is received, the Family Selection Committee reviews the application and will begin the selection process based on the level of need and the family’s ability to repay and maintain a mortgage.
- Can I put my name on a waiting list? You may call the HFHLC office and provide your name and current address so that a notice can be sent to you regarding thenext orientation meeting. If you move, please call to update your address.
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